
Hidden car insurance benefits you didn’t know you could get in UAE
For most drivers in the Emirates, buying car insurance is a yearly ritual of ticking boxes and finding the lowest price. Whether you are renewing your registration or buying a











Colemont, based in the UAE, proudly serves both local and international clients with excellence and trust. As a leading insurance provider, we offer comprehensive insurance services tailored to meet the diverse needs of individuals and multinational corporations alike. We specialize in securing your future, providing top-tier personal insurance in UAE for families and individuals looking for complete peace of mind. Furthermore, our strategic expertise extends deeply into the corporate sector, where we design robust group insurance services that protect employees and significantly enhance business resilience across various industries. Whether you’re seeking third-party insurance in the UAE or comprehensive coverage solutions, our team ensures that every client receives personalized attention and expert guidance. Our passionate approach reflects our core values—transparency, integrity, innovation, and superior customer service. With years of dedicated leadership, Colemont has built a reputation for delivering high-quality, customized insurance solutions that go beyond expectations.
Insurance is a contract (policy) in which you pay a premium to an insurance company in exchange for financial protection against future losses, such as accidents, theft, or medical emergencies.
Yes, the UAE has a robust and highly regulated insurance market. Some forms are mandatory, such as health insurance (in Dubai and Abu Dhabi) and motor insurance for all car owners across the Emirates.
It varies significantly. For mandatory basic health insurance (Essential Benefits Plan) in Dubai, premiums start around AED 550–700 per year for lower-salary employees. Comprehensive personal health or life insurance plans will cost significantly more based on age, coverage limits, and medical history.
Costs depend on the type of insurance:
(i) Car Insurance: Typically costs between 1.25% to 3% of the car’s value for comprehensive cover.
(ii) Health Insurance: Ranges from AED 600 (basic) to AED 20,000+ (premium global coverage) annually.
(iii) Home Insurance: Can start as low as AED 200–350 per year for basic tenant content cover.

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