Motor Insurance

Safeguard Your Journey with Motor Insurance

Your vehicle is more than just transportation—it’s an investment worth protecting. At Colemont, we offer dependable motor insurance in the UAE tailored to your needs, whether you’re looking for comprehensive coverage or third-party liability protection. We understand that navigating policy options can be complex, especially when trying to balance cost and adequate cover. If you are specifically seeking budget-friendly solutions, we can help you secure reliable third-party car insurance in UAE that meets all mandatory legal requirements while protecting you against financial liabilities arising from damage to others.Stay safeguarded against unexpected accidents, theft, and damage with flexible plans that suit every driver. As a trusted car insurance provider, we simplify the process so you can drive confidently. Whether you’re searching for vehicle insurance in the UAE for personal or commercial use, our team is here to help you choose the right policy with ease and confidence.

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Benefits

Benefits & Features of a Motor Insurance Policy

Third Party Property Damage
Third Party Property Damage
Passenger
Cover
Passenger
Cover
Driver
Cover
Driver
Cover
Battery Boosting Service
Battery Boosting Service
Towing
Services
Towing
Services
Excess Waiver on Windscreen Damage
Excess Waiver on Windscreen Damage
Roadside Assistance
Roadside Assistance
Off-Road
Cover
Off-Road
Cover
Natural
Calamity
Natural
Calamity
Additional
Benefits
Additional
Benefits
FAQ's

FAQs About Motor Insurance In UAE

Is car insurance mandatory in the UAE?
Yes, it is strictly mandatory. Under UAE traffic law, every vehicle must have at least Third-Party Liability insurance to drive legally. You cannot register or renew your vehicle registration without valid proof of insurance.
You can verify your policy status via the Emirates Vehicle Gate (EVG) website or the Ministry of Interior (MOI) app. Simply enter your vehicle plate details or Traffic File Number to see your current insurance validity and expiration date.
Premiums are regulated but vary by vehicle type. For a standard sedan, Third-Party Liability insurance typically starts around AED 700 – AED 800 per year. For SUVs or 4x4s, it usually starts slightly higher, around AED 900 – AED 1,000.

This basic policy covers damage you cause to others. It pays for:

(i) Death or bodily injury to any third party.

(ii) Property damage to third parties (e.g., their car or a streetlamp).

Insurers calculate your rate based on:

(i) Driver Age: Drivers under 25 pay more.

(ii) Vehicle Value & Type: Expensive or high-performance cars cost more to insure.

(iii) Driver Experience: A UAE driving license held for over a year can lower costs.

(iv) Claims History: A “No Claims Certificate” can earn you a discount.

Yes, absolutely. Expats with a valid UAE residency visa and a UAE driving license are required to purchase car insurance to own and drive a vehicle in the UAE.

It is usually instant. Most insurers and brokers offer digital policies. Once you pay online, you typically receive your policy certificate via email and SMS within one hour, allowing you to proceed immediately with vehicle registration.

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CALL US AT
+971 2 627 9222
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+971 2 627 9222
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EMAIL US DIRECTLY
contact@colemontuae.com