We may make changes to the Terms of Service and we will notify you of these modifications by changing the date “last modified” above. If any future changes that are unacceptable to you, please discontinue using the systems and services. Continuous use of the systems and services following the posting of any such changes indicate your acceptance of these terms and any changes.
TERMS AND CONDITIONS
PLEASE NOTE THAT THESE ARE IMPORTANT CONDITIONS & SHOULD BE READ CAREFULLY.
These terms and conditions constitute a legal agreement entered between the customer/client and the Broker. This will apply to any procurement of insurance products made through this platform.
By accepting this agreement, the customer/client agrees to the website Terms & Conditions and Privacy Policy of Colemont Abu Dhabi Insurance Brokers LLC. It’s being specified that neither colemontuae.com nor any of its owners, officers, employees are participants in this agreement, nor shall they bear any liability whatsoever with respect to this agreement.
These terms and conditions were last updated on 6th August 2017
Definitions
In this agreement unless the context indicates otherwise:
“Broker” means Colemont Abu Dhabi Insurance Broker LLC, a company organised and existing under the laws of UAE, with its principal place of business located at
Colemont Abu Dhabi Insurance Brokers LLC 1st Floor, Sheikha Mariam Building (Beside Department of Finance) Corniche Road | Abu Dhabi, United Arab Emirates
“Policy” means any insurance policy available through this platform;
“Customer/Client” means any person or persons, jointly and severally, who are buying insurance products through this platform.
Buying of Insurance Products
The Broker shall sell Insurance policies to customer/client through this platform,
In addition to above, the terms and conditions of the insurance provider supplying the Policy shall apply to any Policy bought through this platform.
By buying a Policy through this Platform, the customer/client acknowledges having read and understood the insurance provider’s terms and conditions applicable to such Policy.
Any information regarding a Policy presented on this platform is for information purposes only. The customer/client should rely solely on the insurance provider’s terms and conditions in respect of any Policy, because it is those terms and conditions that will apply to the buyer’s insurance coverage.
Cancellation of Buying
Insurance policies bought through this platform shall be legally binding.
Insurance Policies may be cancelled by the customer/client only in specific circumstances.
The platform reserves the right to restrict refunds to being done only through the original mode of payment.
Acting as Intermediary Only
The Broker acts only as an intermediary between the customer/client and the insurance provider offering Insurance Policy through this platform. Neither the platform nor the Broker makes any recommendation with respect to the suitability of any Policy, and any decision to purchase a particular Policy shall be the Purchaser’s sole responsibility.
The customer/client understands that any claims in relation to any Policy must be made directly to the insurance provider, and not through this platform or through the Broker.
Representations and Warranties of the Purchaser
By using this Platform to buy a Policy, the customer/client represents and warrants as follows:
- only 18 years old and above has the legal capacity to enter into this agreement;
- all information supplied to this platform is true, correct, and not misleading; and
- It has disclosed to the Broker any circumstances, including other contracts or legal instruments to which the customer/client may be bound, that would or may impede, impair or render illegal buying of a Policy through this platform.
Payments
All payments in relation to a Policy bought by the customer/client are due on demand. All charges payable by the client/customer shall be payable by credit card. We accept payments online using Visa and MasterCard credit or debit cards in AED only.
The customer/client is not entitled to set-off or withhold payment of any amounts due in terms of this agreement for any reason whatsoever.
Customer/client’s acceptance of this agreement will constitute irrevocable authority for the Broker to obtain authorisation and/or payment on the customer/client’s credit card or Debit card.
It shall be the responsibility of the cardholder to retain a copy of transaction records as well as a copy of the terms and conditions set forth in this agreement.
Delivery of the Policy
All documents relating to insurance products bought by the customer/client, , shall be delivered to the customer/client exclusively by e-mail.
Limitation of Liability / Indemnity of the Broker by customer/client
Neither the Broker nor any of its directors, officers, employees, service providers or agents shall be liable for any loss or damage, whether direct, indirect, consequential or otherwise arising from buying of any insurance products through this platform.
The Broker, its directors, officers, employees, affiliates or agents are accordingly indemnified by the customer/client against any claim of any nature whatsoever and howsoever arising from any damages or loss which might be instituted against the Broker, its directors, officers, employees, affiliates or agents arising from or connected with or pursuant to the buying of insurance products contemplated in this agreement.
General
This document contains the entire agreement between the parties regarding the matters contained herein and no party shall be bound by any undertakings, representations, warranties, promises or the like not recorded in writing.
If any provision of this agreement is found by a court of law to be invalid or void such provision will be severed from the agreement, without affecting the remainder of the provisions hereof.
No extension, latitude or other indulgence that may be given or are allowed by any party in respect of performance of any obligation hereunder, and no delay or forbearance in the enforcement of any party arising from this agreement, and no single or partial exercise of any right of any party under this agreement will in any circumstances be construed as implied consent or election by such party or operate as a waiver or a novation of or otherwise affect any party’s rights in terms of or arising from this agreement or stop or preclude any such party from enforcing at any time and without notice, strict and punctual compliance with each and every provision or term hereof.
This agreement and all matters or disputes arising there from or incidental thereto shall be governed and construed in accordance with the laws of the United Arab Emirates. The customer/client consents to the jurisdiction of the courts of the United Arab Emirates with respect to any disputes arising out of this agreement.
Multiple Bookings: The multiple bookings may result in multiple postings on the cardholder’s monthly statement.
www.colemontuae.com will NOT deal or provide any services or products to any of OFAC (Office of Foreign Assets Control) sanctions countries in accordance with the law of UAE.